Insurance Policy on Weapons

[DaveB]

Thieves are becoming less afraid and a review of my current policy says I am under-insured. Current policy is a rider on my homeowners insurance and I cannot increase that coverage.

Anyone have an insurance company they can recommend?

 

[Jcalder]

NRA maybe

 

[tug]

Thieves are becoming less afraid and a review of my current policy says I am under-insured. Current policy is a rider on my homeowners insurance and I cannot increase that coverage.

Anyone have an insurance company they can recommend?

Depends on the values. I would invest in a legit safe first. And look at Eastern. They have a big firearms business

 

[Tenntrapper]

I have a "personal articles" policy from State Farm. Covers all losses...fire, theft, fell out of boat, stolen out of vehicle, mugging, etc. No deductible.

 

[backyardtndeer]

Have a standard farm bureau farm policy that is way too little, think it covers a total of $2500 in firearms. They do offer riders, but they are pricey. Last I checked, decided investing in a safe was a better option for that time than to add riders.

 

[waynesworld]

Shelter ins has a lot of different options but you have to let the agent know everything as it may fit in a few different policies. The lady who helps me talks to us to get what we need. I am sure she would talk to you if you wanted to call her. She lives in Shelbyville.

 

[fairchaser]

My insurance agent told me a client had a gun safe stolen through the front door and no one saw a thing. Scary thought.

 

[AM84]

My insurance agent told me a client had a gun safe stolen through the front door and no one saw a thing. Scary thought.

How does that even happen?

that being said, run some bolts through the bottom of that bad boy where they attach to the pallets/feet and nobody stealing it then!

 

[cbhunter]

What I don't like is my insurance requires pictures and serial numbers of all guns. Good way for government to find out exactly what you own if they choose

 

[fairchaser]

How does that even happen?

that being said, run some bolts through the bottom of that bad boy where they attach to the pallets/feet and nobody stealing it then!

I also have security camera on the front door.

 

[DaveB]

Someone here had his safe pulled through a window and the side of his house.

 

[LanceS4803]

Collectibles Insurance
https://collectinsure.com/guns

 

[TIGGREM2]

What I don't like is my insurance requires pictures and serial numbers of all guns. Good way for government to find out exactly what you own if they choose

Exactly !!!

 

[LanceS4803]

Exactly !!!

With Collectibles, you only have to provide identifying/appraisal information on individual items worth over $25,000.

 

[backyardtndeer]

What I don't like is my insurance requires pictures and serial numbers of all guns.

Farm bureau wants this information on each gun to write a policy. My agent told me I would be better off buying a safe.

 

[DaveB]

I have a "personal articles" policy from State Farm. Covers all losses...fire, theft, fell out of boat, stolen out of vehicle, mugging, etc. No deductible.

Hmm. My SF agent did not advise me of that policy....I wouldn't have a rider that is essentially useless. Many thanks

 

[Wiley]

run some bolts through the bottom of that bad boy where they attach to the pallets/feet and nobody stealing it then!

I can be inside anybody's regular store bought gunsafe in 10 minutes. I won't post the method on here but in some cases bolting it down helps a thief. A bonafide SAFE is the only way to achieve real theft protection. All that being said, I don't think the NRA offers weapon insurance any more. I know that they dropped the life insurance that was one of the perks of paying to be a life member.

 

[Woodman]

I'm also looking for insurance for my guns.........I haven't used this agent/company but it's another consideration in addition to the one listed (in post #12) above. https://www.gunandtrophy.com