Insurance on Rfiles/glass

DaveB

DaveB

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Joined
Sep 3, 2008
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14,955
Location
Shelby County
I was reminded today that I need to do something about insurance on my firearms to include glass.

My current rider has a cap and the policy is expensive.

I know I am over the cap and my only choice is to get another policy.

What are you folks doing???

Looking for suggestions for a solution.....
 
TNRifleman

TNRifleman

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Aug 24, 2015
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I have a rider on my policy.

My understanding, per my agent, is that the glass is covered under the general homeowners portion. Either way I am more than covered.

I also have something like $2500 coverage for free through my NRA membership.
 
M

markwondi

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Aug 13, 2014
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841
Location
Knoxville, TN
TNRifleman":1uyjsdmx said:
I have a rider on my policy.

My understanding, per my agent, is that the glass is covered under the general homeowners portion. Either way I am more than covered.

I also have something like $2500 coverage for free through my NRA membership.
Most insurance companies consider firearm accessories, such as scopes, under the firearm provision of the policy. Most firearm provisions are quite low, $2000-$5000.

I also have a rider, which is quite costly but it gives me peace of mind considering the total cost of my collection.
 
TNRifleman

TNRifleman

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Joined
Aug 24, 2015
Messages
6,149
Location
Out Hiking
markwondi":wgcpv3i4 said:
TNRifleman":wgcpv3i4 said:
I have a rider on my policy.

My understanding, per my agent, is that the glass is covered under the general homeowners portion. Either way I am more than covered.

I also have something like $2500 coverage for free through my NRA membership.
Most insurance companies consider firearm accessories, such as scopes, under the firearm provision of the policy. Most firearm provisions are quite low, $2000-$5000.

I also have a rider, which is quite costly but it gives me peace of mind considering the total cost of my collection.

I think I will email my agent tomorrow to get his word in writing. What he tells me is one thing, getting it in writing will be better if I ever have to use it. I can't find in either policy where it is specifically broken out.
 

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