anybody carry insurance on their ATV?

[BlackBelt]

I was talking with my State Farm insurance rep yesterday and he mentioned that the insurance on my 4-wheeler would be about $37 a year with a $500 deductible if anything happened to it. He called me later and said that if I wanted to add full coverage to include medical payments to others if they were hurt on the ATV, and any other things that could happen, it would be $91 a year.
Didn't seem like bad rates to me, but I have no frame of reference as to what would be good or bad.
Anyone here insure their ATV?

 

[POSSUM HUNTER]

SOUND PRETTY GOOD TO ME I BELEIVE THAT MINE WAS AROUND 145 A YEAR

 

[big 8s in Weakley county]

Sounds about exactly like mine except my deductible is 100 dollars I got body injury property damage and full coverage on the atv. Mine is like 100 a year with state farm that is a 2002 Honda Rancher 4x4

 

[big 8s in Weakley county]

dang they must think you are high risk lol what you do get a dui on your 4wheeler lol Man what kind of insurance you got sunshine who with

 

[big 8s in Weakley county]

I would call state farm and price theres

 

[mike243]

i have full coverage with progressive,$75 a year,had it for 5 years or so & probaly get a old fart discount mike243

 

[ratsnakeboogy]

Dang, I;m getting scre*ed. I pay $280 a year just for theft.
I thought farm bureau had good rates?

 

[mike243]

Dang, I;m getting scre*ed. I pay $280 a year just for theft.
I thought farm bureau had good rates?

only on my home insurance are they cheaper than everybody else,i use others for auto & my 4 wheeler,mike243

 

[MJM99]

Dang, I;m getting scre*ed. I pay $280 a year just for theft.
I thought farm bureau had good rates?

I have everything with Farm Bureau, and got full coverage on my 2005 500 Foreman for about 165.00 per year when I bought it new. Still have the coverage. They said it would be covered if it fell out of my truck going down the road, if I hit a tree, if parked and the thing rolled off in the river, etc. It was covered. I asked alot of "what if" questions that day..lol..