Here's a tidbit I know about hunting lease liability insurance policies…All hunting lease liability insurance policies contain language in the fine print that mentions "rights of subrogation". Look that phrase up. Basically it means the liability insurance company is gonna sue you for the use of their coverage. If you are the responsible party, and cause a claim, be prepared for your home owners insurance to be sued to recover the cost of the coverage. I've been involved in this first hand and have seen it happen.