Found a 150 acre lease in west TN, the land owner wants me to get a $500K insurance policy. Anybody else have to purchase this? If so, who writes these policies and about how much should I expect to pay as a premium?
Liability Insurance
- Thread starter jwater
- Start date
Farm bureau probably would. Not sure for a lease what to expect for cost.
Flint
Well-Known Member
The NRA offered this at one time.
Thanks Andy
Zulu
Well-Known Member
I got a $1 million liability policy through QDMA for my 700 acre lease in Madison County. Price is $257/year. When I shopped around policies they were all in that ballpark.
Great help Andy kudos to you .
Perfect, sure appreciate ya!!
Safari Hunt
Well-Known Member
"Don't leave home without it!"
jwater, thanks for the info of the members here.
jwater, thanks for the info of the members here.
tree_ghost
Well-Known Member
I had farm bureau add a 1mil liability umbrella policy to my homeowners policy. It was less that $200 for the year. Makes landowners feel a little more comfortable with you hunting their land for sure.
Wiley
Well-Known Member
My lease is in Hardin County and our property owner handles the insurance, shows it separately on the lease renewal every year and has the policy cover sent to me. We have $1M coverage at $0.30 per acre thru Assured Partners of SC, LLC. I believe it has gone down a few cents per acre over the years and we've never had a claim.
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peytoncreekhunter
Well-Known Member
Tennessee state law says a farm/land owner can't be sued if someone he lets hunt get hurt while hunting (in the verbage it also list hiking fishing picking berries, etc....).
Of course it says if injuries were due to negligence it doesn't apply. And the fact is, you can sue anybody for anything and who knows what a judge and jury will do.
I've got the TCA Code at home and can list it later if anyone wants to read it.
I'm assuming that law hasn't been changed in the last few years.
Of course it says if injuries were due to negligence it doesn't apply. And the fact is, you can sue anybody for anything and who knows what a judge and jury will do.
I've got the TCA Code at home and can list it later if anyone wants to read it.
I'm assuming that law hasn't been changed in the last few years.
TN Whitetail Freak
Well-Known Member
What the hell is this?! Do I need this for public land?
No, I have found a small lease, but the land owner has requested I purchase a liability insurance policy.
I can see a property owner purchasing liability insurance to cover him and his property and pass the expense to the hunter, but if the hunter buys the insurance is it still in effect only for a certain property/owner or would that cover any property he might hunt?
peytoncreekhunter
Well-Known Member
https://www.google.com/amp/s/recreation-law.com/2014/07/19/tennessee-recreational-use-statute/amp/
If this link works it spells out the liability protection for landowners.
If this link works it spells out the liability protection for landowners.
If i leased land to someone i would require they have liability insurance. If i just let someone hunt i wouldn't worry about. They way i understand it is if money is paid you need to have it. Its all confusing bs anyway.
This ^
