Mainstream media strikes again

[Bowdacious]

CVS does NOT do a health screening for prospective employees. They do NOT know what the numbers are for an emplyee that does a health screening. The screening is voluntary and you get a DISCOUNT on insurance for doing it.
The crap I have been reading couldn't have been written any better by Walgreen's themselves.
We have been doing health screenings as a benefit for years. Starting last year, you got a premium discount if you participted. No one was charged more for bad numbers. I know this because my BMI was still to high, my good choleserol was non-existant and my sugar and Bp were too low. I still got that discount.
Anyway, Thanks for reading. I was getting angrier and angrier at the bs that is being thrown out there and decided to share what I know about it.
I wonder if it has to do with our stock jumping $4.50 a share last week????

 

[randy]

Go take a smoke break.

 

[rabbit hunter]

You go girl!!!!

 

[in the dog house]

Obhummer care at its finest!!!!

 

[Bowdacious]

Go take a smoke break.

Can't. I won't get out of here til 5 or so.

 

[Bowdacious]

Obhummer care at its finest!!!!

I am just glad they are still offering insurance. The fine per employee to drop us is 2K. They pay 6K per year per employee that is covered. They could have taken the cheap way out.
So far, the info is confidential but next year the gov't will most likely want the data. That's when my participation stops.

 

[Mag]

Our company does the same, do health screen and participate in activities and get the discounted rate.

 

[Bowdacious]

Our company does the same, do health screen and participate in activities and get the discounted rate.

And we get paid while we are doing it. Works for me.

 

[ferg]

We have that as well, a 'wellness' program that leads to a company discount on the front side from the ins co. not sure if it's passed back to us or not :/

 

[Bowdacious]

We have that as well, a 'wellness' program that leads to a company discount on the front side from the ins co. not sure if it's passed back to us or not :/

CVS pays all claims but uses an ins. company to administer the policy. I like getting a discount. I also like getting a free screening. My last one was the best I had ever had.
It makes sense for a healthcare company to promote good health in the employees. I hate the smoking ban but I understand it. Our liabilty insurance dropped when they put that in.

 

[waynesworld]

I saw that article and laughed as the state is doing the same thing you get to chose if you want to participate and get a discount. This is a good idea to have people aware of how there decisions make a difference. I think we need to push the insurance companies to pay more for the preventative measures. And reward people that do make changes for the better. We need to feel pain for us to change and if we do not feel the pain for the unhealthy life style we will keep living that way.

 

[fishboy1]

Employer provided health insurance is like putting crack in vitamins.

 

[JeepKuntry]

IMO it should be illegal to target one area and disregard another. Everybody wants tobacco users to pay more. Most insurance companies are not making people with diabetes, high blood pressure, etc. pay more. Type 2 diabetes costs are surpassing tobacco costs in terms of healthcare.

 

[Bowdacious]

IMO it should be illegal to target one area and disregard another. Everybody wants tobacco users to pay more. Most insurance companies are not making people with diabetes, high blood pressure, etc. pay more. Type 2 diabetes costs are surpassing tobacco costs in terms of healthcare.

We don't pay more if the numbers aren't good. Participation is all we have to do. If any number is off, WebMD sends emails texts or letters with tips to help get you on track. It is unfair that eventually I will pay more because I smoke considering they have paid out $180 in 5 years for me.

 

[Bowdacious]

Employer provided health insurance is like putting crack in vitamins.

It's better than what I used to have. Getting a claim paid before was a nightmare and now it's easy and all of my preventative is free.

 

[fishboy1]

Employer provided health insurance is like putting crack in vitamins.

It's better than what I used to have. Getting a claim paid before was a nightmare and now it's easy and all of my preventative is free.

No such thing as Free. SOMEBODY is paying for it. Chances are good it is YOU. Its just hidden.

Imagine how much LOWER insurance would be across the board if each individual had to shop for their own insurance. Imagine how much Lower health care costs would be if individuals ASKED what services cost before purchasing.
Imagine how much HIGHER your pay would be if your employer hadn't gotten trapped into the employer provided insurance trap.

Employer provided insurance came from 2 factors.
1. Taxes were too high and employees opted for "benefits" rather than salary to avoid jumping up in tax brackets. They have since changed the rules and now many benefits are counted as income anyway.
2. Taxes were too high so employers opted to provide health insurance in lieu of pay and claim it as an expense to reduce their tax burden.

True story. Needed routine surgery on my ankle. Asked how much it would cost. They looked at me like I had 4 heads. After 4 weeks NOBODY could give me so much as a ball park on the cost. "dont worry about it, we will bill your insurance". I was offering to pay CASH if it would be better for both of us to avoid the insurance dance. They were astonished that I had an individual health insurance plan with a high deductible and wanted a discount for paying cash. In the end, it would have cost me about the same, but Netted them an additional $486 PLUS saved them countless hours of employee time AND they would have had cash in hand instead of 2 months of playing games with the insurance company.