I hope everyone has a will. I can't imagine not having one and more than likely creating problems for your family. They are not just for those of us in the fourth quarter, either.

Yesterday, I had mine updated with a simple addendum. Many of the special bequests I made no longer were valid as the people I had laft things to were dead. So, in a one page document, I updated everything making it much simpler. I worte it myself and just has it notarized and attached to my will.

if you donot have a will, no matter your age, I encourage you to do so. It is cheap, I wrote my own, and simplifies things a great deal. This is especially true if you have property and real estate. I also suggest getting a power of attorney.

Constipation has ruined many a good day. Not as many as stupidity, though.