Back about 3 years ago State Farm almost doubled my homeowners insurance.
Been with them since 1991 and never had a claim but yet they couldn't / wouldn't give me a straight honest answer as to why it went up so much.
All I got was "everyone's went up".

Called Farm Bureau and ended up changing to them and ended up paying less than I was with State Farm BEFORE they went up.

Fast forward a few years and I call to get insurance on my son's truck.

Liability and comp was $1,300 for 6 months with three discounts. Two of the discounts we couldn't get yet. Never could get a quote for liability and comp without the discounts???
Finally they said liability ONLY was $1,059 every six months.
I just don't like the idea of only having liability as he has an 06 silverado that only has 9,000 miles on it and well, I just didn't want to do that.

Called Farm Bureau again and asked for a quick quote from a friend's wife. She told me a "ballpark" figure and it was good enough that I wanted to check into it for real.
She suggested I call the same agent that has my home owners because the switch would be easier.
She went on to say if he wasn't in the same ballpark or I didn't like how they talked to call her back and she would get us going.

Liability and comp with a $100 deductible was gonna run about $125 a month compared to the $176 a month for just liability from State Farm.

All said and done we have his insured with liability and comp and full coverage on my truck and my wifes car for $225 a month.

Tried to call State Farm back to tell them to cancel everything and since they have a new phone system (in a town of maybe 2,500 people) where when you call they NEVER answer the phone. It goes straight to an answering machine and then you have to wait for them to call you back.
I will try again Monday and if they don't call back I will just put a stop payment on their bank draft, then maybe they will call me.


Like a good neighbor.... I moved. \:D


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Youth is wasted on the young.