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#3299475 - 07/23/13 08:04 AM Re: Auto/Life insurance [Re: sharpshooter]
Grandslam11
4 Point


Registered: 06/09/11
Posts: 335
Loc: Cookeville TN

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Farm Bureau is who I use. My family has used them for years. As far as customer service goes, they can't be beat. They have knowledgeable secritaries and an agent on hand at all times. I like knowing that I can call or go in and talk to someone that I actually know and trust. They have gone up about every year, but from what I hear, every company has. If they havent yet, they will.
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#3299504 - 07/23/13 08:32 AM Re: Auto/Life insurance [Re: Grandslam11]
ferg
Cancer Free
16 Point


Registered: 07/29/04
Posts: 16211
Loc: At the TNDeer shirt factory %^...

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I have all my stuff with USAA - best if your qualify for it -
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USCG(Ret)
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#3299521 - 07/23/13 08:41 AM Re: Auto/Life insurance [Re: ferg]
NICHOLS3
10 Point


Registered: 01/19/01
Posts: 3338
Loc: knoxville

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All the companies you have mentioned are good companies the main thing is knowing what coverage you have.
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#3299878 - 07/23/13 02:34 PM Re: Auto/Life insurance [Re: NICHOLS3]
JeepKuntry
16 Point


Registered: 01/20/04
Posts: 14730
Loc: Clinton, TN

Offline
sharpshooter, pm me your name. I think I rated you on auto/home last week with Safeco. I work at Gary Cooper Insurance. I can tell you a bunch of stories where State Farm has screwed people over or been a royal pain in the butt. Please don't think that State Farm is all high and mighty. Find a company with an A rating or better, shop equal coverages, and go with what is the best option.

FYI, Travelers rate will increase every renewal on all lines of business.
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Greg Cooper

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#3299885 - 07/23/13 02:42 PM Re: Auto/Life insurance [Re: ]
Backstrapcrazy
6 Point


Registered: 09/27/09
Posts: 971
Loc: powell , Tennessee

Offline
Farm Bureau has all mine.
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God always accept Knee mail


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#3300651 - 07/24/13 10:40 AM Re: Auto/Life insurance [Re: ]
SCAT
6 Point


Registered: 08/10/12
Posts: 743
Loc: ANDERSON CO.

Offline
Became disgruntled with Farm Bureau last year. Moved 2 homes and 4 autos to Liberty Mutual. Save a thousand dollars per year. Also found some interesting info on Farm Bureau homeowners insurance. They prorate everything. If your home is broken into, for example, you will be paid a percentage of the missing item values. Liberty Mutual pays the replacement cost for a new item. There are other flaws with Farm Bureau.
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She told me if I go hunting one more time she's gonna leave me......I'm gonna miss her...

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#3300676 - 07/24/13 11:06 AM Re: Auto/Life insurance [Re: ]
laserman
6 Point


Registered: 08/24/02
Posts: 552
Loc: signal mt tennessee

Offline
Check met life. I've had them for 10 years. 2 years ago a tree fell and totaled my xterra. The gave me more than it was worth. Then 6 months later a tornado ripped part of my roof off and downed 7 trees. They paid for $14.000.00 for roof and $ 5000 for trees. Rates did not go up and they paid promptly. Best insurance I've ever had. Dropped Allstate for farmers , dropped farmers for MetLife. I have home, life, and auto with them.
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If you hunt with your kids, you won't have to hunt your kids.

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#3300686 - 07/24/13 11:21 AM Re: Auto/Life insurance [Re: SCAT]
mhodson187
4 Point


Registered: 09/28/05
Posts: 184
Loc: Maryville

Offline
 Originally Posted By: CR500AFX
Became disgruntled with Farm Bureau last year. Moved 2 homes and 4 autos to Liberty Mutual. Save a thousand dollars per year. Also found some interesting info on Farm Bureau homeowners insurance. They prorate everything. If your home is broken into, for example, you will be paid a percentage of the missing item values. Liberty Mutual pays the replacement cost for a new item. There are other flaws with Farm Bureau.


The only thing Farm Bureau prorates is roofing shingles. They still pay 100% of the labor. All other claims are payed out on replacement cost, Unless they home is on an ACV policy. In which case the claim would be paid out based on a depreciated value
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Pull my finger

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#3300959 - 07/24/13 04:14 PM Re: Auto/Life insurance [Re: sharpshooter]
TAFKAP
14 Point


Registered: 11/06/09
Posts: 9791
Loc: Memphis

Offline
 Originally Posted By: sharpshooter
I'm looking to change from State Farm to something easier on the bank. I get online and read bad reviews about most of the companies so it makes it harder to choose one. I was wondering what companies some of y'all use and how you like them. I have quotes from Farmers,Traveler's,Safeco,and Geico. The most expense of these is still $25 a month cheaper than State Farm. I guess my real question is, should I stay away from any of these companies? I hate looking for insurance about as bad as looking for a car or new job.


If you've ever heard of them or seen an advertisement anywhere, you're paying too much.

Enlist a local brokerage firm to handle your insurance needs. Mine shops companies every year, rather than automatically renewing with the same policy. At first, they saved me over $900/year against State Farm, plus we got better coverage. They switched coverage to a new company last year when they could save me an additional $300.

CALL A LOCAL BROKER, NOT A ________ COMPANY AGENT
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Everything important in life was learned from Mary Jo Kopechne.

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