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#3200388 - 03/22/13 08:43 AM Re: Mainstream media strikes again [Re: Bowdacious]
waynesworld
8 Point


Registered: 05/13/12
Posts: 1471
Loc: Mboro, Tennessee

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I saw that article and laughed as the state is doing the same thing you get to chose if you want to participate and get a discount. This is a good idea to have people aware of how there decisions make a difference. I think we need to push the insurance companies to pay more for the preventative measures. And reward people that do make changes for the better. We need to feel pain for us to change and if we do not feel the pain for the unhealthy life style we will keep living that way.
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#3200588 - 03/22/13 11:52 AM Re: Mainstream media strikes again [Re: waynesworld]
fishboy1
16 Point


Registered: 01/13/03
Posts: 10527
Loc: Warren Co

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Employer provided health insurance is like putting crack in vitamins.
_________________________
If you can't trust people with freedom, how can you trust them with power ?




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#3200707 - 03/22/13 02:20 PM Re: Mainstream media strikes again [Re: fishboy1]
JeepKuntry
16 Point


Registered: 01/20/04
Posts: 14458
Loc: Clinton, TN

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IMO it should be illegal to target one area and disregard another. Everybody wants tobacco users to pay more. Most insurance companies are not making people with diabetes, high blood pressure, etc. pay more. Type 2 diabetes costs are surpassing tobacco costs in terms of healthcare.
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Greg Cooper

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#3200956 - 03/22/13 06:31 PM Re: Mainstream media strikes again [Re: JeepKuntry]
Bowdacious
Skillet
16 Point


Registered: 09/01/00
Posts: 16172
Loc: over here

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 Originally Posted By: JeepKuntry
IMO it should be illegal to target one area and disregard another. Everybody wants tobacco users to pay more. Most insurance companies are not making people with diabetes, high blood pressure, etc. pay more. Type 2 diabetes costs are surpassing tobacco costs in terms of healthcare.

We don't pay more if the numbers aren't good. Participation is all we have to do. If any number is off, WebMD sends emails texts or letters with tips to help get you on track. It is unfair that eventually I will pay more because I smoke considering they have paid out $180 in 5 years for me. \:\(
_________________________
Disagreeing with me doesn't make me any less right

There is a difference between being proud and being conceited

Beware the skillet ---O

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#3200962 - 03/22/13 06:36 PM Re: Mainstream media strikes again [Re: fishboy1]
Bowdacious
Skillet
16 Point


Registered: 09/01/00
Posts: 16172
Loc: over here

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 Originally Posted By: fishboy1
Employer provided health insurance is like putting crack in vitamins.

It's better than what I used to have. Getting a claim paid before was a nightmare and now it's easy and all of my preventative is free.
_________________________
Disagreeing with me doesn't make me any less right

There is a difference between being proud and being conceited

Beware the skillet ---O

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#3201129 - 03/22/13 09:30 PM Re: Mainstream media strikes again [Re: Bowdacious]
fishboy1
16 Point


Registered: 01/13/03
Posts: 10527
Loc: Warren Co

Offline
 Originally Posted By: Bowdacious
 Originally Posted By: fishboy1
Employer provided health insurance is like putting crack in vitamins.

It's better than what I used to have. Getting a claim paid before was a nightmare and now it's easy and all of my preventative is free.


No such thing as Free. SOMEBODY is paying for it. Chances are good it is YOU. Its just hidden.

Imagine how much LOWER insurance would be across the board if each individual had to shop for their own insurance. Imagine how much Lower health care costs would be if individuals ASKED what services cost before purchasing.
Imagine how much HIGHER your pay would be if your employer hadn't gotten trapped into the employer provided insurance trap.

Employer provided insurance came from 2 factors.
1. Taxes were too high and employees opted for "benefits" rather than salary to avoid jumping up in tax brackets. They have since changed the rules and now many benefits are counted as income anyway.
2. Taxes were too high so employers opted to provide health insurance in lieu of pay and claim it as an expense to reduce their tax burden.

True story. Needed routine surgery on my ankle. Asked how much it would cost. They looked at me like I had 4 heads. After 4 weeks NOBODY could give me so much as a ball park on the cost. "dont worry about it, we will bill your insurance". I was offering to pay CASH if it would be better for both of us to avoid the insurance dance. They were astonished that I had an individual health insurance plan with a high deductible and wanted a discount for paying cash. In the end, it would have cost me about the same, but Netted them an additional $486 PLUS saved them countless hours of employee time AND they would have had cash in hand instead of 2 months of playing games with the insurance company.
_________________________
If you can't trust people with freedom, how can you trust them with power ?




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