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#3142675 - 01/28/13 03:47 PM Re: Mortgage rates are going up [Re: waynesworld]
rem270
18 Point


Registered: 11/15/02
Posts: 20313
Loc: south fulton

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I got one more week until my divorce is final. Then do the deed transfer to get her name off the house, and then im refinancing.
_________________________
NO1 Greater- Ky Wildcats!!

Its not what happens in life, but how you react to it that matters.

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#3142681 - 01/28/13 03:51 PM Re: Mortgage rates are going up [Re: rem270]
Kevin
8 Point


Registered: 09/25/07
Posts: 1971
Loc: Jackson, TN

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 Originally Posted By: rem270
I got one more week until my divorce is final. Then do the deed transfer to get her name off the house, and then im refinancing.


man im sorry to hear that dustin!
_________________________
A country boy can survive.

A bad day fishing is better than a good day of work.

Roll Tide

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#3142900 - 01/28/13 06:48 PM Re: Mortgage rates are going up [Re: Kevin]
Coach
16 Point


Registered: 12/02/07
Posts: 11204
Loc: Pall Mall, TN and Dexter, MI

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 Originally Posted By: Kevin
 Originally Posted By: rem270
I got one more week until my divorce is final. Then do the deed transfer to get her name off the house, and then im refinancing.


man im sorry to hear that dustin!


Hang in there...gets better. Unfortunately, my mortgage lady called me tonight and said the rates are going up tomorrow and that she would lock me in...hopefully not too much Rem
_________________________
"Everybody has a plan until they get punched in the face." Mike Tyson

Eventus stultorum magister

Dean Business Supply, Llc

http://www.adam4d.com




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#3142927 - 01/28/13 07:05 PM Re: Mortgage rates are going up [Re: Bottom Hunter]
redblood
16 Point


Registered: 01/22/06
Posts: 14342
Loc: Lewisburg

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 Originally Posted By: Bottom Hunter
I am so glad that we paid off our home......no notes at all is a great feeling.

good luck to all.



amen. something we agree on
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"I will predator hunt for food "

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#3142985 - 01/28/13 07:45 PM Re: Mortgage rates are going up [Re: Coach]
rem270
18 Point


Registered: 11/15/02
Posts: 20313
Loc: south fulton

Offline
 Originally Posted By: Coach
 Originally Posted By: Kevin
 Originally Posted By: rem270
I got one more week until my divorce is final. Then do the deed transfer to get her name off the house, and then im refinancing.


man im sorry to hear that dustin!


Hang in there...gets better. Unfortunately, my mortgage lady called me tonight and said the rates are going up tomorrow and that she would lock me in...hopefully not too much Rem


Appreciate it guys \:\)
_________________________
NO1 Greater- Ky Wildcats!!

Its not what happens in life, but how you react to it that matters.

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#3143008 - 01/28/13 08:02 PM Re: Mortgage rates are going up [Re: rem270]
pcrc
8 Point


Registered: 10/12/09
Posts: 1220
Loc: Knoxville

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Ryan did our refinance last month. Thumbs up to him on getting us through with some difficulties due to new flood regs. Cut 10 years off our note and kept the same payment. Saving us close to $100,000 in interest. Thanks Ryan!!
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#3143121 - 01/28/13 09:11 PM Re: Mortgage rates are going up [Re: pcrc]
mr.big
Non-Typical


Registered: 01/03/01
Posts: 28641
Loc: Copper Head Road

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closed today at 2.875
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sent from a laptop sitting in my recliner

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#3143384 - 01/29/13 06:38 AM Re: Mortgage rates are going up [Re: pcrc]
Birdiekiller
4 Point


Registered: 12/19/10
Posts: 296
Loc: Cleveland, TN

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 Originally Posted By: pcrc
Ryan did our refinance last month. Thumbs up to him on getting us through with some difficulties due to new flood regs. Cut 10 years off our note and kept the same payment. Saving us close to $100,000 in interest. Thanks Ryan!!


Thanks Jeff!
_________________________
Contact me for any mortgage advice or if you want to check rates for a home purchase or refinance.

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#3143419 - 01/29/13 07:19 AM Re: Mortgage rates are going up [Re: Birdiekiller]
TN Larry
10 Point


Registered: 09/17/03
Posts: 2792
Loc: Baxter, Tennessee

Offline
Closed in December at 2.875. Went from 28.5 yrs to 15 yrs and only went up slightly on the payment. We got the best interest rate that we could get when we closed on our new house in early 2011 at 4.875. The numbers showed that we would be crazy not refinance and cut the yrs off. Happy, Happy, Happy is all that I can say!
_________________________
I pray to fish until my dying day. When it comes to my last cast, I then most humbly pray, when in the Lord's safe landing net & I'm at peace that in His mercy I be judged big enough to keep.

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#3143504 - 01/29/13 08:34 AM Re: Mortgage rates are going up [Re: TN Larry]
Mike Belt
TnDeer Old Timer
16 Point


Registered: 03/26/99
Posts: 17743
Loc: Lakeland, Tn.

Offline
Any time the going rate of interest is lower than what you currently have you ought to look into refinancing; especially if you have a long term left on your mortgage. I refinanced after only 1 year on my 30 year loan. I had to add a little boot to it but I kept the same note and dropped 15 years off my mortgage. That move saved me about $258,000 in interest and enabled me to pay my house off early.

Edited by Mike Belt (01/29/13 10:05 AM)
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