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#3142088 - 01/28/13 08:03 AM Mortgage rates are going up
Birdiekiller
4 Point


Registered: 12/19/10
Posts: 298
Loc: Cleveland, TN

Offline
Just wanted to give you guys a heads up. If you are thinking of buying something, or are one of the few people left who haven't refinanced, you better hurry.

There has been a little bit of good news on the economy recently and that is what is pushing rates.

Call me or pm me and is be happy to help if anybody has specific questions.

Ryan 423-716-8118
_________________________
Contact me for any mortgage advice or if you want to check rates for a home purchase or refinance.

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#3142090 - 01/28/13 08:05 AM Re: Mortgage rates are going up [Re: Birdiekiller]
Bottom Hunter
16 Point


Registered: 12/29/06
Posts: 16316
Loc: Hatchie Bottoms

Offline
I am so glad that we paid off our home......no notes at all is a great feeling.

good luck to all.
_________________________
There are some people who always seem angry and continuously look for conflict.

Walk away; the battle they are fighting is not with you, but with themselves.

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#3142091 - 01/28/13 08:08 AM Re: Mortgage rates are going up [Re: Bottom Hunter]
LA man
18 Point


Registered: 05/31/03
Posts: 20279
Loc: spencer, tn/houma, la.

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i refinanced last week.
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GO LSU

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#3142117 - 01/28/13 08:27 AM Re: Mortgage rates are going up [Re: LA man]
cecil30-30
16 Point


Registered: 12/05/06
Posts: 14137
Loc: Morgan Co

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We are planning on buying in the next couple months..We will have all our small bills paid off at the end of February.We will start looking for a house then.We'll probably try to get pre qualified first..How much do you expect them to go up?
_________________________
The beauty of the second amendment is that it will not be needed until they try to take it." -Thomas Jefferson


Ban Liberals!!! Save America!!!!

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#3142149 - 01/28/13 08:56 AM Re: Mortgage rates are going up [Re: cecil30-30]
Birdiekiller
4 Point


Registered: 12/19/10
Posts: 298
Loc: Cleveland, TN

Offline
They have gone up about .25 in the last couple weeks. I would expect them to be around 4% by summer. All depends on the economy though.
_________________________
Contact me for any mortgage advice or if you want to check rates for a home purchase or refinance.

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#3142418 - 01/28/13 12:29 PM Re: Mortgage rates are going up [Re: Birdiekiller]
REM7
10 Point


Registered: 08/19/08
Posts: 3626
Loc: GRUNDY COUNTY

Offline
Refinacing is in motion now
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#3142435 - 01/28/13 12:42 PM Re: Mortgage rates are going up [Re: Birdiekiller]
TAFKAP
14 Point


Registered: 11/06/09
Posts: 9512
Loc: Memphis

Offline
 Originally Posted By: Birdiekiller
They have gone up about .25 in the last couple weeks. I would expect them to be around 4% by summer. All depends on the economy though.


Regardless, still a good time to buy or refi.

8 years ago, we thought we got a ripping deal at 5.875%. Last year, we were beyond thrilled at 4.125%. Unless you're above 5% or will be selling within 5 years, I don't see it being worth all the closing costs....unless you're lining up banks that will cover that ;\)
_________________________
Everything important in life was learned from Mary Jo Kopechne.

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#3142526 - 01/28/13 01:55 PM Re: Mortgage rates are going up [Re: TAFKAP]
Coach
16 Point


Registered: 12/02/07
Posts: 11347
Loc: Pall Mall, TN and Dexter, MI

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I'm mulling over a refi proposal with my bank in MI right now...

5/25 (fixes the rate for 5 years) at 2.7%

7/23(fixes the rate for 7 years) at 3.2%

But, I have to pay $974 to do it and they won't roll it in..Currently at 4.3%
_________________________
I couldn't fix your brakes so I made your horn louder....

Dean Business Supply, Llc

http://www.adam4d.com




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#3142527 - 01/28/13 01:55 PM Re: Mortgage rates are going up [Re: TAFKAP]
JeepKuntry
16 Point


Registered: 01/20/04
Posts: 14434
Loc: Clinton, TN

Offline
We refinanced as soon as we could. We got screwed on the initial interest. I'm sure I could get a bit lower but it's not the hassle now. I don't plan on being there much longer. Actually looking to remodel the bathroom and do a for sale by owner this year.
_________________________
Greg Cooper

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#3142621 - 01/28/13 03:12 PM Re: Mortgage rates are going up [Re: JeepKuntry]
waynesworld
8 Point


Registered: 05/13/12
Posts: 1471
Loc: Mboro, Tennessee

Offline
I would hope they are in the 12-16% in a few years \:\)
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