Take the tens if not hundreds of millions of cars, multiply that by the billions of miles driven in a year. As powerful as you think the government is, there are not enough supercomputers and government workers to do anything with all that information when it comes down to linking your driving habits with you as an individual. At the best any info will be used for figuring and applying fault for accidents.

There is a computer in Oak Ridge can compute all of that information in less than a second.

PCRC,

Here is what I expect they will do with the data......

"sell" access to the insurance companies and give them legal cover to use that information against us.

Unfortunately, the government has gone so far outside its mandated powers that it seems to be in the business of government mandated monopoly profits for its cronies.

Example.... Law mandating the elimination of regular incandescent lightbulbs. Follow the bread crumbs and you will find GE pushing hard for this legislation to prop up their investment in CFL lightbulbs and a near monopoly on them.

Example....Obumbacare. Government mandated PURCHASE of a product. Law written by the insurance industry. Destined to raise prices, lower quality, and crush the smaller competitors out of the marketplace entirely.

Once the insurance companies have access to that data, expect rate hikes. We as consumers will probably have to file class action lawsuits to gain access to their criteria justifying those rate increases.

Each insurance company already has their own "secret formula" for using credit score to justify your rate.
Since government has stifled competition, we have few choices if we don't like the policy.