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#3163468 - 02/14/13 06:39 AM Re: financing [Re: backroads]
laserman
4 Point


Registered: 08/24/02
Posts: 498
Loc: signal mt tennessee

Offline
Save and pay cash for it. A good credit score only means that you are good at borrowing money. Too many people have a "want it now " attitude instead of waiting until you have the money for it. The best time to buy one is right after deer season when a lot of people bought one and now the payments due and they can't afford it. That's what happened to all of the people who bought more house than they could afford.its also a fact that 0% financing is there because 80% of the people that take this deal don't pay it off in time and then are charged the back interest. Think the finance company would make this deal if they were gonna lose money?
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If you hunt with your kids, you won't have to hunt your kids.

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#3163571 - 02/14/13 08:10 AM Re: financing [Re: laserman]
The Chum
4 Point


Registered: 12/02/12
Posts: 227
Loc: TN, USA

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Yea ive started saving already got about a grand put back should have enough for a nice ride come fall
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#3163702 - 02/14/13 09:48 AM Re: financing [Re: The Chum]
laserman
4 Point


Registered: 08/24/02
Posts: 498
Loc: signal mt tennessee

Offline
Don't be in a rush and you will find a good deal
_________________________
If you hunt with your kids, you won't have to hunt your kids.

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#3164381 - 02/14/13 08:40 PM Re: financing [Re: laserman]
backroads
6 Point


Registered: 11/22/10
Posts: 514
Loc: Giles Co

Offline
 Originally Posted By: laserman
its also a fact that 0% financing is there because 80% of the people that take this deal don't pay it off in time and then are charged the back interest.


You are absolutely right. But if you can pay it off in the specified timeframe it is free money as far as I am concerned with and I will hold on to my money as long as I can.

There are always deals. Wait until you are financially ready.

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#3164888 - 02/15/13 10:48 AM Re: financing [Re: backroads]
laserman
4 Point


Registered: 08/24/02
Posts: 498
Loc: signal mt tennessee

Offline
If you do pay it back that's good but they are counting on you to forget or get behind. Murphy's law seems to come around just before that last payments due. (Lost job , new baby , death in family.) the loan is not on your mind at this time until its too late. I told him to save for it because too many people want everything now and worry about paying for it later. That's why all the high dollar bows, guns, and campers are forsale right after deer season.
_________________________
If you hunt with your kids, you won't have to hunt your kids.

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#3167239 - 02/17/13 11:58 AM Re: financing [Re: ROUGH COUNTRY HUNTER]
redblood
16 Point


Registered: 01/22/06
Posts: 14333
Loc: Lewisburg

Offline
wait till u have cash.
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