#3045579 - 11/23/12 07:24 AM
Re: teenager insurance.
[Re: waynesworld]
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BuckWild
TnDeer Old Timer
12 Point
Registered: 09/27/99
Posts: 5392
Loc: Memphis or Birdsong Creek
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Buy him a bicycle. When he gets tired of peddling, he will get a job and get his own. He obviously has no business driving a car.
Tell him and his mother...to STFU and deal with it.
_________________________
I'm not a gynecologist but I'll take a look
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#3045583 - 11/23/12 07:29 AM
Re: teenager insurance.
[Re: waynesworld]
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Hangnail
12 Point
Registered: 11/30/00
Posts: 6022
Loc: Murfreesboro, TN
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I don't know that there is a law as I'm not a lawyer. I was told by an attorney a few years ago that if you have an adult aged family member or minor living with you that you financially support that you might be held liable should that person injure or kill someone with a vehicle that you maintain, put gas in, etc. He didn't go into a lot of detail, but I get the feeling that he was probably talking about being liable in a civil suit. I can see it happening in a trial setting with a jury. Hopefully, nobody will have to find out.
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#3045640 - 11/23/12 08:12 AM
Re: teenager insurance.
[Re: m.Creek]
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jameseboy
8 Point
Registered: 10/02/03
Posts: 1601
Loc: Germantown, TN
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No brainer, no car till leaves home and pays for his own.
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#3045759 - 11/23/12 09:38 AM
Re: teenager insurance.
[Re: jameseboy]
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JA1234
10 Point
Registered: 01/13/06
Posts: 3841
Loc: just a hair or two north of th...
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My dad grew a set and made me walk and bike for six months because I kept getting tickets. Didn't kill me. May have saved my life. Sure I hated him for a few months. But I learned real quick and I would not think twice about doing the same to my kids or anyone else I was responsible for
Just saying. Sorry for Ur situation
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#3045770 - 11/23/12 09:49 AM
Re: teenager insurance.
[Re: JA1234]
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SES
6 Point
Registered: 10/13/11
Posts: 822
Loc: Corryton, Tn
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If your wife just got laid off, she can be his transportation provider. I would cancel his insurance and sell his car.
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#3045981 - 11/23/12 02:45 PM
Re: teenager insurance.
[Re: SES]
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BlackBelt
10 Point
Registered: 08/09/08
Posts: 2615
Loc: SouthWest TN
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I'll tell you what happens when someone besides the driver pays the car note and/or the insurance and the driver gets into a serious wreck...
The attorneys for the injured parties go after EVERYONE who pays the bills.
I know this because my ex got into a wreck with 2 sheriffs deputies riding in the same squad car busted a light and she t-boned them. They did not have lights ir sirens on. They sued her for $2 million each. Their attorneys left no stone unturned looking into who was paying her bills, with the intent of dragging them into court also. Thankfully the car was paid off and she paid her own insurance. BTW, the cops injuries were not physical, but for PTSD associated with the accident.
This took over 2 years to drag through the court system before it was over.
What a nightmare.
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#3046060 - 11/23/12 04:06 PM
Re: teenager insurance.
[Re: BlackBelt]
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Pam
12 Point
Registered: 08/31/07
Posts: 5927
Loc: MEMPHIS
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m.Creek, for one, I know moms get involved thinking they know everything, (I almost did that with our youngest son 19, so it might be an instinct! but she needs to wise up, like I did) but I say we could not afford insurance that high, and maybe he needs to get a job or go to school, and someone in the family give him a ride for that. It's stressful, I hope it gets better for your family!
_________________________
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#3046070 - 11/23/12 04:11 PM
Re: teenager insurance.
[Re: m.Creek]
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TAFKAP
12 Point
Registered: 11/06/09
Posts: 6996
Loc: Memphis
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My question is, what should I do regarding this high insurance rates, I can't afford to keep paying this, it's killing me. He turns 18 in a couple weeks, but he is still in high school. What should I do?
Simple. DON'T
The school still sends busses, correct? Driving is a privilege, not a right. If he can't prove himself worthy to safely operate a vehicle, you have no business providing him a method to achieve strike 4.
_________________________
Everything important in life was learned from Mary Jo Kopechne.
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#3046073 - 11/23/12 04:14 PM
Re: teenager insurance.
[Re: m.Creek]
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TAFKAP
12 Point
Registered: 11/06/09
Posts: 6996
Loc: Memphis
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Thus had been an ongoing discussion here at my house for a while, and its leading nowhere, except for me going down the river of debt. It's literally breaking me. I live on a fixed income and the wife got laid off, so there is no room for error. I know if I make the decision that he is on his own with the car and insurance, the s@$! Will hit the fan.
Are you a parent or a doormat? Untuck your wiener from between your legs, and stand up to someone for once. This is ridiculous. "Tough It-Shay" should've been the first thing out of your mouth at the last wreck.
_________________________
Everything important in life was learned from Mary Jo Kopechne.
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