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#2845552 - 06/06/12 09:19 AM Money saving tips
LB FANATIC
6 Point


Registered: 03/25/10
Posts: 593
Loc: Middle TN

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Wanted to start this thread to see what other ideas everyone has to save some green.
Here are a few of mine.
Shop Goodwill - good for used clothes and misc items. Wed and Sunday are $1 sale on clothes, sometimes you can find brand new items. First Sat of month its half off on everything in store.

Toothpaste - after my wife wont use the tube anymore, I flatten the tubes down as tight as possible, then cut the tube open completely. I can usually get about a weeks more use out of it.

Tires - I usually buy used tires off CL or the like, attempting to find an unused spare someone has left over in near perfect shape. Usually can find these for $30 - $50 each. Im obviously not worried about them matching perfectly, and of course these must be safe for use. (I do usually buy the family vehicles new sets though, on sale through costco)

Costco Membership - (Sams is prob sim) I go ahead and spring every year for the Costco membership that pays a % back on purchases. As I commute an hour each way every day, my gas costs are pretty high. Sometimes the gas is cheaper here, sometimes not (I shop the price before going out just for gas) But on the year, the payback more than pays for the membership. Also buying some of the everyday items will save you overall, though it is in bulk.

TnDeer thoughts/comments ?
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#2847677 - 06/09/12 11:41 PM Re: Money saving tips [Re: LB FANATIC]
trealtree
16 Point


Registered: 09/29/04
Posts: 10817
Loc: Middle Tennessee

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Spend less money than you make. Save the money you dont spend. Sign up for Mint.com. Read Dave Ramseys book. One day you will need your saved money and you will be glad you have it. ;\)
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#2847764 - 06/10/12 08:13 AM Re: Money saving tips [Re: LB FANATIC]
stik
"Popcorn"
18 Point


Registered: 03/12/99
Posts: 21195
Loc: lenoir city,tn

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 Originally Posted By: LB FANATIC
As I commute an hour each way every day, my gas costs are pretty high. Sometimes the gas is cheaper here, sometimes not (I shop the price before going out just for gas)

TnDeer thoughts/comments ?



i go out of my way to buy pure gas. the increased milage and no repairs from ethanol poisoning makes up the difference in cost.
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#2847923 - 06/10/12 12:44 PM Re: Money saving tips [Re: stik]
trealtree
16 Point


Registered: 09/29/04
Posts: 10817
Loc: Middle Tennessee

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 Originally Posted By: stik
 Originally Posted By: LB FANATIC
As I commute an hour each way every day, my gas costs are pretty high. Sometimes the gas is cheaper here, sometimes not (I shop the price before going out just for gas)

TnDeer thoughts/comments ?



i go out of my way to buy pure gas. the increased milage and no repairs from ethanol poisoning makes up the difference in cost.


Good idea depending on your vehicle and how much more expensive the gas is. Around my house pure gas is near 50 cents more per gallon.
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#2849649 - 06/12/12 03:24 PM Re: Money saving tips [Re: stik]
LB FANATIC
6 Point


Registered: 03/25/10
Posts: 593
Loc: Middle TN

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 Originally Posted By: stik
 Originally Posted By: LB FANATIC
As I commute an hour each way every day, my gas costs are pretty high. Sometimes the gas is cheaper here, sometimes not (I shop the price before going out just for gas)

TnDeer thoughts/comments ?



i go out of my way to buy pure gas. the increased milage and no repairs from ethanol poisoning makes up the difference in cost.

What is yor differrence in mileage using pure gas ? Cost here is almost 75 cents a gallon more. (Nashville)
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The press is impotent when it abandons itself to falsehood ~Thomas Jefferson

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#2849652 - 06/12/12 03:27 PM Re: Money saving tips [Re: trealtree]
LB FANATIC
6 Point


Registered: 03/25/10
Posts: 593
Loc: Middle TN

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 Originally Posted By: trealtree
Spend less money than you make. Save the money you dont spend. Sign up for Mint.com. Read Dave Ramseys book. One day you will need your saved money and you will be glad you have it. ;\)

Thanks Trealtree, been on Daves plan for a while now, without knowing daves plan. Im fully Debt free (except house which should be in the next 10 yrs or less hopefully) Hard to make progress on the emergency fund though..


Edited by LB FANATIC (06/12/12 03:28 PM)
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The press is impotent when it abandons itself to falsehood ~Thomas Jefferson

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#2864548 - 07/02/12 12:48 PM Re: Money saving tips [Re: LB FANATIC]
JFields101
8 Point


Registered: 11/16/08
Posts: 1036
Loc: Milan, TN

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This has to do with saving money and deer hunting. Process your own deer. I know alot of people say they don't have the room or place to do it. But, ask around to your buddies. I would say most people who hunt know someone or somewhere they can cut a deer up. This accomplishes many things. You save money, YOU know what deer your getting back, you can cut it more to your liking, and it makes you a better prepared outdoorsman/woman. The list of pros are endless. If you purchase a grinder the couple hundred dollars you spend will more than pay for itself in 2 years of killing 3 or more deer. We now do everything; grind, snack sticks, summer sausage and jerky. The only thing I'll turn into a processor is enough to make some bologna. We do all this out of my friends house! It can be done, and the money we save is amazing. All this providing you kill a few deer a year. If your harvesting 1-2 a year the money saved won't be as big of an issue, but the peace of mind and feeling of accomplishment is no less there!

Edited by JFields101 (07/02/12 12:51 PM)
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#2973790 - 10/09/12 03:40 AM Re: Money saving tips [Re: JFields101]
BIGB
6 Point


Registered: 05/19/07
Posts: 914
Loc: TN.

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I like to grow a garden, make soups and chili out of leftovers and turn the lights off, lower the thermastat and put quilts on the beds. I suscribe to some self suffcient type magazines and find loads helpful ideas. If you buy a boat get a four stroke engine.
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#2974222 - 10/09/12 11:04 AM Re: Money saving tips [Re: BIGB]
fishboy1
16 Point


Registered: 01/13/03
Posts: 10554
Loc: Warren Co

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skip the gimmicks and expensive doo dads.

Buy ONE set of QUALITY outer wear. The Cabelas Mto50 is probably the best, the silent suede is also excellent for half the cost.

Buy off brand fleece for layers under your outerwear.
Skip the $$$$$ underarmour and buy generic compression shirts/pants with the antibacterial lining. You can find it on sale in weird colors at sporting goods stores. Who cares you are going to be wearing a camo layer over top anyway.

Buy QUALITY wool socks. They will last 3x as long and keep you 4x dryer than the cheapo cotton blends.
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#2975205 - 10/10/12 01:05 AM Re: Money saving tips [Re: fishboy1]
Wells Taxidermy
4 Point


Registered: 08/17/12
Posts: 116
Loc: Millington,TN

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I mount my own trophies. but its really not as big of a money saver.

Edited by Wells Taxidermy (10/10/12 01:07 AM)

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#2983154 - 10/15/12 07:59 PM Re: Money saving tips [Re: Wells Taxidermy]
TNnewgirl
Button


Registered: 10/01/12
Posts: 18
Loc: Wilson County

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I cannot agree more on the grinder purchase! May be a cheap brand but I bought an LEM Grinder during my 21 hour marathon Black Friday shopping that actually began thanksgiving nite at 7:00 pm. That, by the way, is my contribution to this thread: Black Friday shopping is great when buying hunting stuff for christmas. I "hunt" on Black Friday for my HUNT during Christmas! HA!
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#3207601 - 03/29/13 11:16 AM Re: Money saving tips [Re: TNnewgirl]
SALTMAN
8 Point


Registered: 08/12/01
Posts: 1412
Loc: Cadiz Ky

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Basspro lifetime socks. Blended wool and two other things I can't remember ! Lol
Best at keeping you warm and if you ever wear a hole takes back for a replacement , no receipt needed. 9.99 and worth every Penney. Had some of mine 5-6 years

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#3208137 - 03/29/13 08:41 PM Re: Money saving tips [Re: SALTMAN]
lockandloaded
4 Point


Registered: 01/31/09
Posts: 372
Loc: west tn

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Processor your own deer
Gardening and canning.
Bass pro socks lol
Buying a sportsmans license (if you use it)
Reloading your own bullets (as long as you don't shoot more)
Thrift stores garage sales Craigslist.
Most of all NO CREDIT CARDS if I buy anything on credit I try to get 0 percent or as close to it as possible. And we also use mint.com.

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#3214592 - 04/05/13 06:01 PM Re: Money saving tips [Re: lockandloaded]
BamaProud
12 Point


Registered: 04/03/11
Posts: 7048
Loc: Shelby County, TN

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My wife has been making our own cleaners(Formula 409/Windex etc...), detergents for washing clothes and dish detergent for over a year now. The clothes detergent alone saves us a ton of money she makes 5 gallons of powder (about 6-8 months worth) for about 25 dollars. We have 2 kids...we wash a lot of clothes.

You can find all kinds of recipes for the stuff on line.

I'm also making my own beer ;\) ...but that doesn't really save any money
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Save the Little ones for the Little Ones.
Wine-Down Brewing and Winemaking

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#3214593 - 04/05/13 06:02 PM Re: Money saving tips [Re: BamaProud]
BamaProud
12 Point


Registered: 04/03/11
Posts: 7048
Loc: Shelby County, TN

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Oh and I have gotten a lot of killer deals on Craigslist.
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Save the Little ones for the Little Ones.
Wine-Down Brewing and Winemaking

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#3215425 - 04/06/13 09:34 PM Re: Money saving tips [Re: BamaProud]
Mr.Bro
10 Point


Registered: 08/02/09
Posts: 2868
Loc: Hendersonville Tn.

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$900 camper that has saved me thousands over the last 5 years.Home away from home.AC, electric heat,frige and microwave.
No phone,no TV no problems.
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#3254848 - 05/25/13 05:47 PM Re: Money saving tips [Re: Wells Taxidermy]
hunter0925
8 Point


Registered: 01/21/13
Posts: 1092
Loc: TN, Rhea,

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For anyone who has a baby... My wife makes all of our baby food. She boils or steams the vegetables and then blends them. This is good on two fronts because it is much cheaper and you know exactly what your kid is eating.
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#3260355 - 06/03/13 08:24 AM Re: Money saving tips [Re: hunter0925]
BlackBelt
10 Point


Registered: 08/09/08
Posts: 3248
Loc: SouthWest TN

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1. Do your own yardwork/lawncare.
2. Buy those home repair books and get some tools and do it yourself.
3. Change the oil in all your vehicles yourself. (be responsible about recycling the oil...don't dump it on the ground.)
4. Fish. Clean the fish, and then cook them. Catch and release is nice, but if you are on a budget...eat em up!
5. Sell your stuff that's cluttering up your house.
6. Rotate your tires at every oil change to get maximum life out of them.
7. Buy a book on small engine repair and learn to fix your own equipment. Cant start your weedeater? Then learn how to fix it.
8. Stay single and don't have kids. (That's the best $ saving tip!)
9. If you are going to buy ANYTHING, check online first to see if someone has the same item lightly used for 1/3 the price of new.
10. Drive your vehicle until the repairs cost more than the value of the vehicle. The average car in the U.S. is 11 years old. Try to be on the far side of that curve.

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#3265967 - 06/11/13 11:55 AM Re: Money saving tips [Re: BlackBelt]
buckaroo
8 Point


Registered: 06/18/09
Posts: 1607
Loc: easttennessee

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1 process my own deer, alway's have alway's will
2. Eat lot's of pinto bean's, then make chili out of the rest
3. garden and fruit trees
4. make my own wine
5.I have a mq1 I bought new in 2000, replace string and cable every 3 yr. good as new.
6.Sharpen my own slick trick blades, they will shave you.
7.Keep your gear and treestands in shape, keep them painted etc. I have summits that are 15 yrs old, I got newer ones too tho lol.

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#3267130 - 06/12/13 10:46 PM Re: Money saving tips [Re: buckaroo]
Wes Parrish
16 Point


Registered: 06/12/02
Posts: 19410
Loc: Knoxville-Dover-Union City, TN

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Lots of great tips on this thread.

The single best financial advice I've every received or have to give is this:

"Live WAY below your means."

This is not the same as living "within" your means.
By living WAY below your means, you have more to save and invest, and your "means" can increase dramatically. At some point, even living WAY below your means, you're living WAY ABOVE where you would have been had you not adopted this philosophy.

And I know what I'm saying next has already been stated, but just to add a little . . . . . .

But quality items (usually more expensive at time of purchase) of lasting value as opposed to low-quality (usually cheap) items that don't last. If you avoid impulse buying, then research your options, and be patient, you can often buy quality for little more (sometimes less) than what many people are paying for crap items. And often a good used quality item can be of much greater lasting value, and cost a lot less up front, than a new low-quality item.

As an example, a rifle scope such as a Leupold VX-3 can provide you with a lifetime's worth of a very reliable, quality scope. Not only does it last a lifetime, but it's a very satisfying scope (compared to some of the less costly ones). Many people spend more than the cost of a VX-3 in going thru several lesser scopes over a few years before they finally seeing the merits of higher quality and lasting value. I'm not saying you should go without a scope if you can't afford something like a VX-3, but am saying you can spend more over time on less clear, less reliable cheaper scopes.

Lastly, value your time.
If you don't, no one else will either, and you'll waste much of your time doing things that not only don't make you money, but also cost you money.

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#3267567 - 06/13/13 03:19 PM Re: Money saving tips [Re: Wes Parrish]
Rubberduck270
10 Point


Registered: 11/01/10
Posts: 2887
Loc: Lawrence Co.

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Well put Wes. Save up for quality items rather than blowing money on stuff you know you're not going to be satisfied with next year. Same goes for tools and other household items. Not saying you should buy top of the line products every time but you need to buy quality products with warranties that you're not going to have to worry about for a while.
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#3267594 - 06/13/13 04:13 PM Re: Money saving tips [Re: Rubberduck270]
doubledownranch
8 Point


Registered: 08/09/11
Posts: 1189
Loc: Old Hickory / Watertown

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Ditch the $100 cable bill. I have not paid for TV in over a year. Don't miss it. Since then I'm much more active and my house/yard is in better shape. Go to the library and check out some good books and waste time reading. It's much more satisfying than watching some stupid reality tv show or hunting gimmick advertisement.

I also no longer get outdoor shows. This has cut my dumb hunting purchases significantly.
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#3267920 - 06/14/13 05:18 AM Re: Money saving tips [Re: doubledownranch]
buckaroo
8 Point


Registered: 06/18/09
Posts: 1607
Loc: easttennessee

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Can not ditch cable, gotta have my college football!!!
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#3268022 - 06/14/13 09:29 AM Re: Money saving tips [Re: buckaroo]
fourwheeler431
14 Point


Registered: 09/05/06
Posts: 8539
Loc: Powell

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I need the intranet for school,as for the tv part I couldn't care less about it.
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#3344204 - 09/01/13 09:43 PM Re: Money saving tips [Re: LB FANATIC]
Boone 58
16 Point


Registered: 06/23/04
Posts: 15019
Loc: Food Plot

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The problem in America is not that ungodly people have said yes to ungodly things, but rather that Godly people have refused to say "no" to ungodly things.
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