#2416190 - 06/13/11 10:22 AM
Need advice....
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tnfirefighter
8 Point
Registered: 10/11/04
Posts: 1596
Loc: East Tennessee
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During the tornadoes in march I have had some roofing damage, Ive filed a claim with the insurance, it has been 2 months since the claim was filed, Ive still not recieved a call or seen an adjuster. Ive spoke with the insurance agent every 2 weeks, he asures me they are just behind. I called today and was told that they had to fire some adjusters for not filing claims. I know 2 people that has recieved checks and repaired their roofs, that live within a mile of me. After all that here is my question....How long should I wait for the insurance, should I speak to a lawyer? or just pay out of pocket and hope for the best? Were talking $7,000 in damage, Im not wanting this to turn into 10-15 grand in damged sheet rock and joists cause of leaks. Ive got the roof tarped, but dont know how long it will last.
_________________________
Walk by faith, Not by sight
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#2416201 - 06/13/11 10:42 AM
Re: Need advice....
[Re: tnfirefighter]
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rabbit hunter
12 Point
Registered: 03/04/10
Posts: 6306
Loc: Beech Bluff, TN
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I would think that if you raised enough cane with your insurance company, they would get someone out there. Time not to be nice.
_________________________
GO VOLS
"THE GRILL MASTER"
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#2416213 - 06/13/11 11:01 AM
Re: Need advice....
[Re: rabbit hunter]
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Grizzly Johnson
Good ol' Boys "Team Grizzly"
16 Point
Registered: 10/07/08
Posts: 12838
Loc: Mid. TN
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Well if they fired some people.... it sucks having to keep calling, maybe your stuff got lost in the paperwork being shuffled around.... keep calling and be nice for so long, then put it to them.... many folks with damages out there, it may be an honest oversite on the ins. co. part.
Best of luck.
_________________________
VooDoo Mafia
Bustin' Heads Is Our Specialty
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#2416224 - 06/13/11 11:11 AM
Re: Need advice....
[Re: Grizzly Johnson]
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WRbowhunter
8 Point
Registered: 02/22/10
Posts: 1464
Loc: collierville,tn
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Getting an attorney at this point won't do much. Just keep calling and document every phone call and when you called. Would think adjusters are pretty thin still with the storms and damage all over the place. Might be time to start climbing the ladder though with the Insurance company.
_________________________
"Vegetarians are cool. All I eat are vegetarians"-Ted Nugent
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#2416236 - 06/13/11 11:27 AM
Re: Need advice....
[Re: WRbowhunter]
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jameseboy
8 Point
Registered: 10/02/03
Posts: 1601
Loc: Germantown, TN
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Work your way up the ladder..call document who you talk to and if no satisfaction ask who there boss is then talk to them.
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#2416237 - 06/13/11 11:28 AM
Re: Need advice....
[Re: jameseboy]
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jameseboy
8 Point
Registered: 10/02/03
Posts: 1601
Loc: Germantown, TN
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oh and talk to your agent..they should be helping you get this resolved, they get a commision every year on your money.
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#2416271 - 06/13/11 12:15 PM
Re: Need advice....
[Re: jameseboy]
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utfan1
10 Point
Registered: 12/31/06
Posts: 3598
Loc: cleveland,tn
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call them every hour on the hour. including the agent
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#2416273 - 06/13/11 12:18 PM
Re: Need advice....
[Re: utfan1]
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basset
8 Point
Registered: 12/01/07
Posts: 1504
Loc: Nashville
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Hiring a private adjuster really helped us when our house was trashed in the Nashville floods last year - this is a negotiator who fights the insurance company for you, and on commission so he's motivated to get as much as he can. Chadd at First Call in Nashville did a great job for us.
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#2416278 - 06/13/11 12:20 PM
Re: Need advice....
[Re: jameseboy]
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encore06
14 Point
Registered: 12/08/06
Posts: 9365
Loc: Harrogate, TN
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We have home owners insurance through Liberty Mutual. Last week I called a reported a claim due to a lot of tabs being blown off during the storms this year. Today i had an independent adjuster come and look at the damage. He said due to the # of tabs missing and the condition of the remaining shingle, he is going to recommend a new roof. He will be filing the claim to the office and said I should be receiving a check in approx 2 weeks. We'll see. I think you're getting a run around from your ins co.
_________________________
God Bless, Carl
Jer 29:11 For I know the thoughts that I think toward you, says the Lord, thoughts of peace and not of evil, to give you a future and a hope.
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#2416337 - 06/13/11 01:32 PM
Re: Need advice....
[Re: encore06]
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RutMan
16 Point
Registered: 09/18/00
Posts: 15152
Loc: Atoka ,TN - USA
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Have to be patient with all the storms and damages. However, 3 months is too much patience.
Start calling everyone daily until this is resolved and document everything.
Afterwards and all is done, may want to find another insurance company.
_________________________
I believe in the sun....even when it isn't shining
I believe in love....even when I don't feel it
I believe in GOD....even when HE is silent
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