#2403026 - 05/26/11 04:50 PM
Re: Lawyer insurance.
[Re: Wildcat]
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Bowdacious
16 Point
Registered: 09/01/00
Posts: 12950
Loc: over here
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There is a place that has it as part of their membership benefits but I have no idea how good it is. One of my friends told me about this site and that's what brought up the subject as we all were talking. Ever though I have private insurance I still might sign up to become a member. http://www.usconcealedcarry.com/
I signed up for their newsletter and really enjoy it. I just haven't joined yet. I guess I need to really check the member benefits.
I can get prepaid legal through work and have the fee taken out of my check. I suppose I need to see if I could use it if I ever have to use my gun to defend myself. Thanks for the info.
_________________________
Disagreeing with me doesn't make me any less right.
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The best gift you can give another is the feeling that they are worth something.
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#2403402 - 05/27/11 04:25 AM
Re: Lawyer insurance.
[Re: Bowdacious]
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Mike Belt
TnDeer Old Timer
16 Point
Registered: 03/26/99
Posts: 16933
Loc: Lakeland, Tn.
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Pre-paid legal services run about $322 here in Memphis. This includes your spouse and siblings under the age of 21. It covers almost anything from shootings to IRS problems, court appearances for a variety of issues, etc. Like any other insuranceit's not worth a dime if you don't need it but worth it's weight in gold if you do.
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BONE HEAD HUNTER
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#2403657 - 05/27/11 09:55 AM
Re: Lawyer insurance.
[Re: Mike Belt]
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TAFKAP
12 Point
Registered: 11/06/09
Posts: 6996
Loc: Memphis
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$322 per year? Per month? Lump sum?
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Everything important in life was learned from Mary Jo Kopechne.
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#2403662 - 05/27/11 10:01 AM
Re: Lawyer insurance.
[Re: TAFKAP]
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Stovepipe
18 Point
Registered: 09/21/07
Posts: 21673
Loc: N1549518,E738760
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$322 per year? Per month? Lump sum? 
I remember back in the day before "gun permits" you had to be bonded to carry. That was only a couple hundred bucks a year.
_________________________
Westside Dream Team
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#2403672 - 05/27/11 10:14 AM
Re: Lawyer insurance.
[Re: Stovepipe]
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BIGORANGE
8 Point
Registered: 11/29/08
Posts: 1781
Loc: Memphis, TN
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Armed Citizens Legal Defense Network This may be of interest. Worth checking into for $85 per year.
_________________________
"Our houses are protected
By the good Lord and a gun
And you might meet 'em both
If you show up here not welcome, son."
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#2403677 - 05/27/11 10:18 AM
Re: Lawyer insurance.
[Re: TAFKAP]
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BIGORANGE
8 Point
Registered: 11/29/08
Posts: 1781
Loc: Memphis, TN
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I find it to be a useless venture. If you think about how much your monthly premiums cost, factor in the amount of time between shootings, could you not open your own interest-bearing account to use as your Legal Fund? I've had my permit now for 4.5 years. All I have to show for it is a worn holster and bigger pants.
Say for instance, your premium is a simple $10/month. In the 52 months that I've been carrying, that's $520 with no interst. That in itself should cover the phone call to the lawyer and the follow-up to the investigation. Once you're vindicated and ruled justified in shooting, you're immediately immune from civil liability. I can't imagine the legal premiums being that inexpensive.
A person could do what you have mentioned but most don't have the discipline to do such a thing. Also being "vindicated and ruled justified in shooting" can sometimes take a long time.
_________________________
"Our houses are protected
By the good Lord and a gun
And you might meet 'em both
If you show up here not welcome, son."
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#2403731 - 05/27/11 11:40 AM
Re: Lawyer insurance.
[Re: BIGORANGE]
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ferg
Spider
16 Point
Registered: 07/29/04
Posts: 13725
Loc: At the TNDeer shirt factory %^...
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http://www.usconcealedcarry.com/self-def...1)&utm_content=
This may be of some interest as well -
ferg....
_________________________
"...deer are magnificent animals to be hunted by skill and knowledge, not large vermin to be shot over piles of garbage like rats at a dump." -Eric Sharp, DFP, 06/05/2011
U.S. Coast Guard, Retired !!
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#2403742 - 05/27/11 12:13 PM
Re: Lawyer insurance.
[Re: ferg]
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Stoner
6 Point
Registered: 10/03/06
Posts: 653
Loc: Florida
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I was a practicing attorney for many years and I would not accept legal insurance. In most cases the coverage was poor at best and I was not willing to submit a claim to an insurance carrier hoping I would get paid. I always viewed pre-paid legal insurance as a rip off. The best insurance is do not pull a gun on someone unless you intend to use it and you feel your life or the life of another is in imminent danger.
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#2404086 - 05/27/11 09:47 PM
Re: Lawyer insurance.
[Re: TAFKAP]
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Whitehorse
TnDeer Old Timer
16 Point
Registered: 08/23/99
Posts: 10593
Loc: Pegram TN USA
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...Once you're vindicated and ruled justified in shooting, you're immediately immune from civil liability...
Not doubting you, but I've never heard this before - I thought that civil is separate from criminal. Is this just Tennessee, to your knowledge?
_________________________
The greatest among you will be servant of all
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#2404092 - 05/27/11 09:56 PM
Re: Lawyer insurance.
[Re: Whitehorse]
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worriedman
6 Point
Registered: 10/12/06
Posts: 926
Loc: Bells
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...Once you're vindicated and ruled justified in shooting, you're immediately immune from civil liability... Not doubting you, but I've never heard this before - I thought that civil is separate from criminal. Is this just Tennessee, to your knowledge?
He is right, if you are not found guilty of a crime, there is no civil suit to follow.
_________________________
"It does not require a majority to prevail, but rather an irate, tireless minority keen to set brush fires in people's minds." Samuel Adams
Life Member NRA, TFA, Tennesseans for Liberty
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