#2404098 - 05/27/11 10:07 PM
Re: Lawyer insurance.
[Re: worriedman]
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Wildcat
Non-Typical
Registered: 06/10/00
Posts: 39095
Loc: Western Ky.
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...Once you're vindicated and ruled justified in shooting, you're immediately immune from civil liability... Not doubting you, but I've never heard this before - I thought that civil is separate from criminal. Is this just Tennessee, to your knowledge? He is right, if you are not found guilty of a crime, there is no civil suit to follow.
Not in some states.
Anybody remember OJ????
He was found innocent yet the family still sued him and won.
_________________________
A Government that does not trust its law abiding citizens to keep and bear arms, is itself unworthy of trust..... - James Madison
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#2404170 - 05/28/11 05:53 AM
Re: Lawyer insurance.
[Re: Stoner]
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Hawk
TnDeer Old Timer
12 Point
Registered: 09/03/99
Posts: 6142
Loc: west tenn.
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I was a practicing attorney for many years and I would not accept legal insurance. In most cases the coverage was poor at best and I was not willing to submit a claim to an insurance carrier hoping I would get paid. I always viewed pre-paid legal insurance as a rip off. The best insurance is do not pull a gun on someone unless you intend to use it and you feel your life or the life of another is in imminent danger.
Ditto Stoner. The only one that benefits is the one selling it.
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"A surplus of virture is more dangerous than a surplus of vice"
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#2404181 - 05/28/11 07:11 AM
Re: Lawyer insurance.
[Re: Hangnail]
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encore06
14 Point
Registered: 12/08/06
Posts: 9358
Loc: Harrogate, TN
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If you're gonna carry and not have liability insurance to cover any and all possible issues, you deserve to lose everything you have or will have. Lawyers are depending on you.
_________________________
God Bless, Carl
Jer 29:11 For I know the thoughts that I think toward you, says the Lord, thoughts of peace and not of evil, to give you a future and a hope.
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#2404187 - 05/28/11 07:39 AM
Re: Lawyer insurance.
[Re: worriedman]
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pass-thru
10 Point
Registered: 10/10/04
Posts: 3049
Loc: va beach
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...Once you're vindicated and ruled justified in shooting, you're immediately immune from civil liability... Not doubting you, but I've never heard this before - I thought that civil is separate from criminal. Is this just Tennessee, to your knowledge? He is right, if you are not found guilty of a crime, there is no civil suit to follow.
That's not right. The burden of proof is significantly lower in a civil case than a criminal case, so there is no collatgeral estoppel after an acquittal(preponderance of the evidence v beyond a reasonable doubt).
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#2404188 - 05/28/11 07:41 AM
Re: Lawyer insurance.
[Re: Hawk]
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Wildcat
Non-Typical
Registered: 06/10/00
Posts: 39095
Loc: Western Ky.
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I was a practicing attorney for many years and I would not accept legal insurance. In most cases the coverage was poor at best and I was not willing to submit a claim to an insurance carrier hoping I would get paid. I always viewed pre-paid legal insurance as a rip off. The best insurance is do not pull a gun on someone unless you intend to use it and you feel your life or the life of another is in imminent danger. Ditto Stoner. The only one that benefits is the one selling it.
Go back and re-read my posts. MY LAWYER told me about this in the first place and he's the reason I have it.
He ever told me which one to buy because he's dealt with them before and they have always paid him. My lawyer is not cheap.
Look at YOUR auto insurance, if you have full coverage then part of it also covers court costs if it involves your auto. The lawyers will accecpt that will they not?
_________________________
A Government that does not trust its law abiding citizens to keep and bear arms, is itself unworthy of trust..... - James Madison
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#2404205 - 05/28/11 08:05 AM
Re: Lawyer insurance.
[Re: Wildcat]
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Hangnail
12 Point
Registered: 11/30/00
Posts: 6021
Loc: Murfreesboro, TN
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encore06, if you're carrying in public and don't have liability insurance you're making yourself a target for a law suit should you shoot someone. If you can't see the probablity of losing everything you own if you're sued, turn in your weapon. You're putting everything you've worked for in the hands of a dozen people and a judge. If people sue and win suits for getting hurt on someone else's property when they shouldn't have even been there, I suppose you don't see the probability of legal issues should you shoot someone. Does someone "deserve" to literally lose everything, of course not. However, if you don't have liability insurance and shoot someone that sues you, don't whine if they move into your house. It isn't about what's right, it's about what a jury or judge might do.
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#2404213 - 05/28/11 08:19 AM
Re: Lawyer insurance.
[Re: Wildcat]
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pass-thru
10 Point
Registered: 10/10/04
Posts: 3049
Loc: va beach
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Look at YOUR auto insurance, if you have full coverage then part of it also covers court costs if it involves your auto. The lawyers will accecpt that will they not?
You don't get to pick your lawyer in that instance...the insurance companies have them on retainer.
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#2404215 - 05/28/11 08:30 AM
Re: Lawyer insurance.
[Re: pass-thru]
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Wildcat
Non-Typical
Registered: 06/10/00
Posts: 39095
Loc: Western Ky.
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Look at YOUR auto insurance, if you have full coverage then part of it also covers court costs if it involves your auto. The lawyers will accecpt that will they not?
You don't get to pick your lawyer in that instance...the insurance companies have them on retainer.
Yes but your own lawyer also gets paid if it gets to become a bigger case. That's what my lawyer told me before.
_________________________
A Government that does not trust its law abiding citizens to keep and bear arms, is itself unworthy of trust..... - James Madison
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#2406182 - 05/31/11 12:07 PM
Re: Lawyer insurance.
[Re: Whitehorse]
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TAFKAP
12 Point
Registered: 11/06/09
Posts: 6996
Loc: Memphis
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...Once you're vindicated and ruled justified in shooting, you're immediately immune from civil liability... Not doubting you, but I've never heard this before - I thought that civil is separate from criminal. Is this just Tennessee, to your knowledge?
This passed the legislature a few years back with the Castle Doctrine. Previously, regarless of your justification in shooting, the thug or his family could still file a wrongful death lawsuit in civil court. Now, that is not the case. It's to protect you from having to defend yourself in court against a bogus case. If the lawsuit ever makes it before a judge now, it will be thrown out if you are ruled justified.
_________________________
Everything important in life was learned from Mary Jo Kopechne.
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#2406192 - 05/31/11 12:20 PM
Re: Lawyer insurance.
[Re: TAFKAP]
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Headhunter
10 Point
Registered: 11/14/00
Posts: 3355
Loc: LaVergne, TN USA
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Stoner, I do not agree. I have had pre-paid legal for years. Do not use it much, but I am on the phone with an attorney (that has a top rating from martindale-hubble) in minutes anytime I need them, 24/7, and they are great and have helped me everytime I have needed them beyond all I expected. Great service with many benefits and not ridicuously expensive and I also have identiy theft through them. My cost is $300 per year and as long as I keep the insurance my premium is guaranteed never to go up. It also covers my daughter. It includes, but not limited to, speeding tickets in any of the 50 states, free will written, an increasing amount of hours of tax attorney time, of attorney time in case I am sued, FULL attorney coverage in the event I am in an auto accident and someone is killed and I sued for whatever reason because of the death, 24/7 legal assistance from an attorney, review for free up to 10 pages for anything I sign before I sign it, and many more benefits I cannot remember.
Edited by Headhunter (05/31/11 12:21 PM)
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