#2402544 - 05/26/11 07:09 AM
Negative Cash Flow
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bowriter
Non-Typical
Registered: 08/31/02
Posts: 40303
Loc: Lebanon,TN USA
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Been a tough monthf or me. First time in quite a while I had a negative cash flow.
Now don't get the wrong idea. I don't have money rolling in. However, I dotry to earn more than I spend. I am a poster child for Dave Ramsey and his plan does work. I am totally debt free. Don't owe a dime. But I hate to have to dig into a savings account to pay for something even though, that is exactly what that account is for.
This month, it was just one thing after another, not big things, just a ton of little things all at once.
My wife told me to quit bitching. Compared to so many others, I am one lucky dude.
She is dead on. I sure am.
_________________________
Constipation has ruined many a good day. Not as many as stupidity, though.
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#2402547 - 05/26/11 07:14 AM
Re: Negative Cash Flow
[Re: bowriter]
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richmanbarbeque
16 Point
Registered: 07/17/03
Posts: 12771
Loc: Middle, Tn
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With all the new articles we helped you write after you pay us our part you should have plenty left over for next month. Just saying. 
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#2402555 - 05/26/11 07:23 AM
Re: Negative Cash Flow
[Re: richmanbarbeque]
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Wildcat
Non-Typical
Registered: 06/10/00
Posts: 39097
Loc: Western Ky.
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" But I hate to have to dig into a savings account to pay for something even though, that is exactly what that account is for."
Same here, it makes me feel like I've done something wrong.
_________________________
A Government that does not trust its law abiding citizens to keep and bear arms, is itself unworthy of trust..... - James Madison
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#2402565 - 05/26/11 07:31 AM
Re: Negative Cash Flow
[Re: Wildcat]
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jameseboy
8 Point
Registered: 10/02/03
Posts: 1601
Loc: Germantown, TN
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Kinda have that problem with my wife. I am retired and savings are for spending on things we want or need. Still so used to putting money in instead of taking money out its hard for her to understand that 1)we are not trying to "save" money 2) we are supposed to use some of the money we saved for things we want.
She has no problem spending if we dont have to draw money out but digging into savings is hard for her.
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#2402590 - 05/26/11 07:55 AM
Re: Negative Cash Flow
[Re: jameseboy]
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Redwing
8 Point
Registered: 11/15/04
Posts: 1671
Loc: Blount Co.
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In a way, feeling guilty for dipping into the Savings is probably a good thing. If you didn't, you probably would not have Savings to dip into.
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#2402596 - 05/26/11 07:59 AM
Re: Negative Cash Flow
[Re: Redwing]
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TC4ever
16 Point
Registered: 10/19/07
Posts: 14514
Loc: Va
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I have to remind my wife regularly when unexpected exspenses arise- just be thankful that we have the means to pay as there are many that are less fortunate.
_________________________
Hoping For Change in November 2012
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#2402617 - 05/26/11 08:17 AM
Re: Negative Cash Flow
[Re: jameseboy]
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Andy S.
TnDeer Old Timer
12 Point
Registered: 07/26/99
Posts: 7200
Loc: Atoka, TN
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Still so used to putting money in instead of taking money out its hard for her to understand that 1)we are not trying to "save" money 2) we are supposed to use some of the money we saved for things we want.
She has no problem spending if we dont have to draw money out but digging into savings is hard for her. 
_________________________
Andy S.
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#2402684 - 05/26/11 09:39 AM
Re: Negative Cash Flow
[Re: Andy S.]
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TAFKAP
12 Point
Registered: 11/06/09
Posts: 6996
Loc: Memphis
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I feel your pain.....I've been on negative cash flow for a while lately. Need to get back on the wagon, because th stuff keeps rolling in.
_________________________
Everything important in life was learned from Mary Jo Kopechne.
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buddy 
