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#1542452 - 10/07/09 03:22 PM boat insurance?
fishboy1
16 Point


Registered: 01/13/03
Posts: 10525
Loc: Warren Co

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Any suggestions for a boat insurance company with good rates and good service if you ever need to make a claim?
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#1542459 - 10/07/09 03:26 PM Re: boat insurance? [Re: fishboy1]
Baxter83
Good ol' Boys
12 Point


Registered: 09/03/08
Posts: 7301
Loc: Winchester, TN

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Not sure on claims because I've never had to use it, but I have mine through shelter ins. I also have our vehicles and house with them so I get really good rates. I think my boat ins is $20 a month for full coverage.
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#1542465 - 10/07/09 03:31 PM Re: boat insurance? [Re: Baxter83]
Diehard Hunter
CRAMP
12 Point


Registered: 08/01/08
Posts: 6780
Loc: East Tennessee

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I use progressive. I have never had a claim, so I don't know how service is. The rates are low though.
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#1542520 - 10/07/09 04:13 PM Re: boat insurance? [Re: Diehard Hunter]
rukiddin?
8 Point


Registered: 02/04/09
Posts: 1522
Loc: E. Tenn

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I have everything that the wife and I own through Farm Bureau. The best and cheapest I've ever seen. We got tired of bending over for State Farm so we looked at all options and Farm bureau was the cheapest. 2 cars, 1 truck, my boat and our house. We saved 900.00/year!!!!!!

Edited by rukiddin? (10/07/09 04:14 PM)
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#1542575 - 10/07/09 04:56 PM Re: boat insurance? [Re: fishboy1]
rsimms
10 Point


Registered: 09/08/02
Posts: 2681
Loc: Chattanooga, TN

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Check out BoatUS http://www.BoatUS.com

You can get a free online quote. For my needs, they were extremely competitive.

Like others, I've never had to make a claim... but I've called to ask questions on more than one occasion and always had very fast, efficient service.
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#1542630 - 10/07/09 05:22 PM Re: boat insurance? [Re: rsimms]
Kirk
Cerebral Assassin
16 Point


Registered: 08/07/01
Posts: 10283
Loc: Cleveland, TN USA

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 Originally Posted By: rsimms
Check out BoatUS http://www.BoatUS.com

You can get a free online quote. For my needs, they were extremely competitive.

Like others, I've never had to make a claim... but I've called to ask questions on more than one occasion and always had very fast, efficient service.


My boat insurance is due to expire at the end of this month with
Geico Ski Safe $257. I got a quote from BoatUS $310 and although it was slightly higher it was a lot better coverage.
A lot better coverage on liability, theft, uninsured boaters and most of all medical for passengers.

I had to agree to a (Nov-March) 4 month "low water" lay up clause in the Geico plan to get the $248 rate. 4 months is along time for a boat to set because you cant use it.

I plan to change to BoatUS next week.
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I make good money, I help the Family, but one thing must be understood, I would never go against the Godfather. Ruger is a man I respect. Luca Brasi

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#1543031 - 10/07/09 08:43 PM Re: boat insurance? [Re: Kirk]
44fanatic
12 Point


Registered: 01/01/08
Posts: 6126
Loc: Clarksville, Montgomery Cnty

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$395 for a Nitro 288 sport w/ 200hp engine. Insurance through Ski Safe. Biggest problem is that we cannot make monthly payments, they only accept 1 lump sum from us.

Have never made a claim with the current insurance company. Had one claim w/ USAA but they dont cover boats anymore.
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#1543328 - 10/07/09 10:39 PM Re: boat insurance? [Re: 44fanatic]
jaxxman
Button


Registered: 03/24/08
Posts: 18
Loc: jackson,tn

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Farm BUreau..17 1/2 foot 2000 Crappie Pro bass tracker 50 hp Mercury trailer $144 year
Cheapest I found but didnt know about the boatus

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#1543384 - 10/07/09 11:40 PM Re: boat insurance? [Re: jaxxman]
Taylor Administrator
10 Point


Registered: 09/10/07
Posts: 3061
Loc: Brownsville, Tennessee

Offline
Agree, check out BoatU.S.
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#1543789 - 10/08/09 08:32 AM Re: boat insurance? [Re: Taylor]
rebs1
4 Point


Registered: 08/26/09
Posts: 353
Loc: Tn

Offline
Boat US. We had a tornado and they paid the claim on the boat before my homeowners even came by the house. Just insured a 2009 triton for $550 for the year. If you take the online boating class you get 10% savings. Give them a shot. They are great to work with.
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