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#1542452 - 10/07/09 03:22 PM boat insurance?
fishboy1
16 Point


Registered: 01/13/03
Posts: 10522
Loc: Warren Co

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Any suggestions for a boat insurance company with good rates and good service if you ever need to make a claim?
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#1542459 - 10/07/09 03:26 PM Re: boat insurance? [Re: fishboy1]
Baxter83
Good ol' Boys
12 Point


Registered: 09/03/08
Posts: 7300
Loc: Winchester, TN

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Not sure on claims because I've never had to use it, but I have mine through shelter ins. I also have our vehicles and house with them so I get really good rates. I think my boat ins is $20 a month for full coverage.
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#1542465 - 10/07/09 03:31 PM Re: boat insurance? [Re: Baxter83]
Diehard Hunter
CRAMP
12 Point


Registered: 08/01/08
Posts: 6730
Loc: East Tennessee

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I use progressive. I have never had a claim, so I don't know how service is. The rates are low though.
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#1542520 - 10/07/09 04:13 PM Re: boat insurance? [Re: Diehard Hunter]
rukiddin?
8 Point


Registered: 02/04/09
Posts: 1515
Loc: E. Tenn

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I have everything that the wife and I own through Farm Bureau. The best and cheapest I've ever seen. We got tired of bending over for State Farm so we looked at all options and Farm bureau was the cheapest. 2 cars, 1 truck, my boat and our house. We saved 900.00/year!!!!!!

Edited by rukiddin? (10/07/09 04:14 PM)
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#1542575 - 10/07/09 04:56 PM Re: boat insurance? [Re: fishboy1]
rsimms
10 Point


Registered: 09/08/02
Posts: 2675
Loc: Chattanooga, TN

Offline
Check out BoatUS http://www.BoatUS.com

You can get a free online quote. For my needs, they were extremely competitive.

Like others, I've never had to make a claim... but I've called to ask questions on more than one occasion and always had very fast, efficient service.
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#1542630 - 10/07/09 05:22 PM Re: boat insurance? [Re: rsimms]
Kirk
Cerebral Assassin
16 Point


Registered: 08/07/01
Posts: 10235
Loc: Cleveland, TN USA

Offline
 Originally Posted By: rsimms
Check out BoatUS http://www.BoatUS.com

You can get a free online quote. For my needs, they were extremely competitive.

Like others, I've never had to make a claim... but I've called to ask questions on more than one occasion and always had very fast, efficient service.


My boat insurance is due to expire at the end of this month with
Geico Ski Safe $257. I got a quote from BoatUS $310 and although it was slightly higher it was a lot better coverage.
A lot better coverage on liability, theft, uninsured boaters and most of all medical for passengers.

I had to agree to a (Nov-March) 4 month "low water" lay up clause in the Geico plan to get the $248 rate. 4 months is along time for a boat to set because you cant use it.

I plan to change to BoatUS next week.

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#1543031 - 10/07/09 08:43 PM Re: boat insurance? [Re: Kirk]
44fanatic
12 Point


Registered: 01/01/08
Posts: 6126
Loc: Clarksville, Montgomery Cnty

Offline
$395 for a Nitro 288 sport w/ 200hp engine. Insurance through Ski Safe. Biggest problem is that we cannot make monthly payments, they only accept 1 lump sum from us.

Have never made a claim with the current insurance company. Had one claim w/ USAA but they dont cover boats anymore.
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#1543328 - 10/07/09 10:39 PM Re: boat insurance? [Re: 44fanatic]
jaxxman
Button


Registered: 03/24/08
Posts: 18
Loc: jackson,tn

Offline
Farm BUreau..17 1/2 foot 2000 Crappie Pro bass tracker 50 hp Mercury trailer $144 year
Cheapest I found but didnt know about the boatus

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#1543384 - 10/07/09 11:40 PM Re: boat insurance? [Re: jaxxman]
Taylor Administrator
10 Point


Registered: 09/10/07
Posts: 3061
Loc: Brownsville, Tennessee

Offline
Agree, check out BoatU.S.
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#1543789 - 10/08/09 08:32 AM Re: boat insurance? [Re: Taylor]
rebs1
4 Point


Registered: 08/26/09
Posts: 353
Loc: Tn

Offline
Boat US. We had a tornado and they paid the claim on the boat before my homeowners even came by the house. Just insured a 2009 triton for $550 for the year. If you take the online boating class you get 10% savings. Give them a shot. They are great to work with.
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#1543955 - 10/08/09 09:58 AM Re: boat insurance? [Re: rebs1]
Buccaneer
4 Point


Registered: 08/29/06
Posts: 459
Loc: Hendersonville

Offline
Call this guy, you will not get better rates or coverage. He beat my Allstate policy by almost $200/year and I got an "agreed value" policy:

Bob Luellen
Worldwide Marine Underwriters
800-339-1235
bob@worldwidemarineins.com

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#1544057 - 10/08/09 10:59 AM Re: boat insurance? [Re: Buccaneer]
AlabamaSwamper
12 Point


Registered: 06/03/04
Posts: 5098
Loc: Southern Wayne CO and NW Alaba...

Offline
State Farm has mine...full coverage for $7 per month


Of course, I have my house, three vehicles and my ATV with them also.
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#1544207 - 10/08/09 12:27 PM Re: boat insurance? [Re: AlabamaSwamper]
stik
"Popcorn"
18 Point


Registered: 03/12/99
Posts: 20762
Loc: lenoir city,tn

Offline
fyi progressive is VERY anti-gun/hunting

16 ft. alum w/25 hp yamaha = $127/yr at farm bureau.
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#1544963 - 10/08/09 07:37 PM Re: boat insurance? [Re: stik]
Dangle
Spike


Registered: 10/16/08
Posts: 66
Loc: Maryville,TN

Offline
My 2003 18ft Skeeter w/115 yamaha is $298 a yr through progressive, and thats with $3000 of equipment coverage. I went through Bob at Worldwide Marine Underwriters. He really knows his stuff.

Edited by Dangle (10/08/09 07:40 PM)

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#1546360 - 10/09/09 01:25 PM Re: boat insurance? [Re: jaxxman]
A.K.A.
10 Point


Registered: 11/11/08
Posts: 3110
Loc: East TN

Offline
 Originally Posted By: jaxxman
Farm BUreau..17 1/2 foot 2000 Crappie Pro bass tracker 50 hp Mercury trailer $144 year
Cheapest I found but didnt know about the boatus
About the same for my 17.5 Triton Alum 50 hp
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#1546761 - 10/09/09 05:14 PM Re: boat insurance? [Re: A.K.A.]
fishboy1
16 Point


Registered: 01/13/03
Posts: 10522
Loc: Warren Co

Offline
Thanks guys. got a good quote from Farm Bureau.
_________________________
If you can't trust people with freedom, how can you trust them with power ?




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#1546849 - 10/09/09 06:05 PM Re: boat insurance? [Re: fishboy1]
shelbydeer
8 Point


Registered: 06/06/07
Posts: 1593
Loc: memphis

Offline
got 2005 bass tracker w60hp insurance is $53 every three months

got farm bureu


Edited by shelbydeer (10/09/09 06:05 PM)

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#1548281 - 10/10/09 08:29 PM Re: boat insurance? [Re: ]
Asaltwpn1
6 Point


Registered: 09/10/08
Posts: 902
Loc: Usually lost

Offline
I just switched from Boat US to Shelter. Same policy but cheaper on a 2007 Sailfish 2360 with Twin Yamahas.
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#1556244 - 10/14/09 11:23 PM Re: boat insurance? [Re: rukiddin?]
Anonymous TnDeer Old Timer
Unregistered



 Originally Posted By: rukiddin?
I have everything that the wife and I own through Farm Bureau. The best and cheapest I've ever seen. We got tired of bending over for State Farm so we looked at all options and Farm bureau was the cheapest. 2 cars, 1 truck, my boat and our house. We saved 900.00/year!!!!!!


Ditto. Boat insurance very reasonable. Never used boat claim, but they always pay out and have been honest on everything else I've had to claim.

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